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Interest deductions – redraws, offsets and refinancing

20 Nov 2025 12:00PM – 1:15PM AEDT
Income & deductions

$190.91 +GST

Audience

This training is recommended for all practitioners working in public practice.

Audience

Learning outcomes

On completion, participants will be able to: 

  • Explain the basic principles applying to all taxpayers wanting to claim an interest expense deduction  
  • Explain the difference between a redraw facility and an offset account and the impact this can have on interest deductions 
  • Explain the impact refinancing has on the deductibility of interest expenses  
  • Identify key ATO compliance risks 
Learning outcomes

Relevancy

This webinar will be presented live 20/11/2025.

Relevancy

CPD hours

If claiming CPD hours, this course provides 1.25 Legislated CPD hours, the breakdown is as follows:

  • Tax (financial) advice: 1.25 CPD hours
CPD hours

Interest deductions are a hot-button issue, and the ATO is watching closely. When clients start redrawing funds, mixing personal and investment use, or tinkering with offset accounts and refinancing a loan, it’s dangerously easy to get it wrong. This can have a significant impact on their interest deductions. 

In this webinar, leading tax expert Michael Carruthers unpacks  commontraps, misconceptions and other problem areas that arise when clients incur interest expenses. We walk through the areas where clients make mistakes and where accountants can provide proactive advice to improve tax outcomes for their clients.

Whether it’s a redraw gone wrong or a poorly structured refinance, the tax impact can be serious… and sometimes irreversible. If you’re not 100% confident explaining interest deductibility in these common scenarios, you can’t afford to miss this. 

Registration includes:

  • 1.25 hour live online event with opportunity to ask questions of the presenter 
  • 1.25 accredited CPD hours from the SMSF Association/Financial Advice Association of Australia 
  • Recording and materials available to access for 3 months after the event 
  • Reference guides, slides and case studies 
Michael Carruthers round

Presented by

Michael Carruthers
Tax Director
Knowledge Shop

This webinar is presented by our partners at Knowledge Shop.

Can't attend all sessions live?

It's ok, we provide recordings of all the live sessions so you can catch up later on at a time that suits you. You will have access to the slides and recordings for three months after each event.

Terms and Conditions
Each education service purchase is for your use only and accessible through your individual account. Each live online education service will be provided with a unique session ID to join which cannot be disclosed, forwarded, or distributed to any other individual without Accurium’s written consent. No other individual will be authorised to access your education service unless that individual has purchased the education service and a unique session ID has been provided to that individual. In the event of unauthorised access due to the actions of the intended recipient, Accurium may suspend or cancel the access for the intended recipient any additional individual(s) may be held liable for additional fees associated with the unauthorised access to an education service. Accurium reserves the right to charge any unauthorised individual(s) who access your education service. In the unlikely situation that a live education service is cancelled we will refund you the full cost of your purchase. If a live service is postponed, we will provide written notification to you and reschedule the education service. Your original ticket will be valid for the rescheduled date. We will also provide the recording and associated materials if you are unable to attend the education service live at the new date/time. If you are unable to attend the education service live at the new date/time, you may request a refund of the moneys paid by contacting Accurium directly, with all requests to be considered on a case by case basis by Accurium in its absolute discretion. The General Terms and Conditions can be accessed here.