When estate planning overlaps with retirement planning | Accurium

Technical article
Superannuation (super), including income streams commenced with super money, can be a client’s most valuable asset after the family home. As such, it is crucial that your clients be aware that any amount payable on death does not automatically form part of their estate and may not be paid in a manner consistent with their will. In this article, we discuss the various beneficiary nominations used for super accumulation and cases where an income stream starts with super money. We also investigate the differences between having a death benefit paid as a lump sum or an income stream.