When estate planning overlaps with retirement planning | Accurium

Technical article
Superannuation (super), including income streams commenced with super money, can be a client’s most valuable asset after the family home. As such, it is crucial that your clients be aware that any amount payable on death does not automatically form part of their estate and may not be paid in a manner consistent with their will. In this article, we discuss the various beneficiary nominations used for super accumulation and cases where an income stream starts with super money. We also investigate the differences between having a death benefit paid as a lump sum or an income stream. 


This information is provided by Accurium Pty Limited ABN 13 009 492 219 (Accurium). It is factual information only and is not intended to be financial product advice, legal advice or tax advice, and should not be relied upon as such. The information is general in nature and may omit detail that could be significant to your particular circumstances. The information is provided in good faith and derived from sources believed to be accurate and current at the date of publication. While all care has been taken to ensure the information is correct at the time of publishing, superannuation and tax legislation can change from time to time and Accurium is not liable for any loss arising from reliance on this information, including reliance on information that is no longer current. We recommend that you seek appropriate professional advice before making any financial decisions.