Technical Hub

Retirement planning

Retirement is different – this section explores issues around planning for retirement, in particular issues relating to SMSF trustees.

Feature video: Plotting the course: Navigating retirement

1 - 10 of 14 results

Reducing sequencing risk by securing cashflow 31 Aug 2017
A strategy which secures cashflow for a period of time, using an investment which pays a regular income over the period, provides the Trustee with greater confidence that the SMSFs future cashflow req...
Income Test opportunities 02 Mar 2017
With the rebalanced Assets Test in force, retirees can benefit from a review of their income drawdown strategies and identification of how the new Assets or Income Test ‘zones’ affect them. For income...
How SMSFs should plan for $1.6m pension cap 30 Jan 2017
Much has been written about the Government’s superannuation changes, in particular the $1.6 million cap on the transfer into the tax-free retirement phase. The legislation shows how the Government wan...
SMSF trustees and retirement 22 Jun 2016
This Accurium webinar series aims to assist SMSF professionals in understanding the challenges faced by their SMSF clients in retirement and to provide an understanding of how retirement models can as...
The Age Pension and SMSFs 22 Jun 2016
This Accurium webinar takes a comprehensive look at the age pension and how it affects SMSF members. The topics covered include an introduction to how the age pension is determined by Centrelink, how ...
Using a bucket strategy to maximise your client's SMSF balance in the face of market volatility 14 Apr 2016
Recent months have been an important reminder that stock markets can be unpredictable. Market swings present a significant risk for SMSF retirees in pension phase who are required to draw a minimum pe...
When estate planning overlaps with retirement planning 23 Dec 2015
Superannuation (super), including income streams commenced with super money, can be a client’s most valuable asset after the family home. As such, it is crucial that your clients be aware that any amo...
Aged care advice opportunities 22 Dec 2015
The need for quality advice in relation to aged care has never been greater which provides you with the opportunity to expand the service you offer to your clients and create new business opportunitie...
Relevant numbers applying for the Age Pension when you have pensions in an SMSF 16 Oct 2015
Any account-based type pension commenced by an SMSF prior to 1 January 2015 where the pensioner has been in receipt of Centrelink benefits from commencement, or any complying pension, will require a r...
Changes to Centrelink treatment of account based pensions 15 Oct 2014
From 1 January 2015 the Centrelink assessment of account-based pensions is changing. The income test rules will assess any pension commenced on or after 1 January 2015 as deemed. This article discusse...
Page 1 of 2