Technical Hub

Retirement planning

Retirement is different – this section explores issues around planning for retirement, in particular issues relating to SMSF trustees.

Feature video: Plotting the course: Navigating retirement

1 - 10 of 19 results

Four new Government measures to address longer life expectancies 04 Jul 2018
In response to increasing life expectancies, the 2018-19 Budget introduced a ‘More Choices for a Longer Life Package’. One of the focuses of the package was on helping retirees prepare financially for...
Sequencing risk – how the order of returns affects a client’s retirement income 23 Apr 2018
A key investment risk affecting a client's retirement portfolio relates to the order in which they receive returns, which is greatest at or near retirement. Whilst in many cases sequencing risk cannot...
Current legislative considerations for retirees 22 Mar 2018
The retirement landscape is evolving. Reviewing what has changed in light of the client's personal situation can create opportunities for both new and existing clients. In this article we take a look ...
Ensuring super income stream death benefits end up where they’re meant to 11 Jan 2018
Retirement planning can be complex. Estate planning can also be complex. Legislative change over time has continued to affect these important areas. It is no surprise, therefore, that the interaction ...
Reducing sequencing risk by securing cashflow 31 Aug 2017
A strategy which secures cashflow for a period of time, using an investment which pays a regular income over the period, provides the Trustee with greater confidence that the SMSFs future cashflow req...
How will the transfer balance cap impact retirement plans? 05 May 2017
The latest updates to Accurium’s retirement healthcheck allow you to assess the impact on retirement plans for those affected by the $1.6m transfer balance cap. Retirees with pension balances in exces...
Income Test opportunities 02 Mar 2017
With the rebalanced Assets Test in force, retirees can benefit from a review of their income drawdown strategies and identification of how the new Assets or Income Test ‘zones’ affect them. For income...
How SMSFs should plan for $1.6m pension cap 30 Jan 2017
Much has been written about the Government’s superannuation changes, in particular the $1.6 million cap on the transfer into the tax-free retirement phase. The legislation shows how the Government wan...
SMSF trustees and retirement 22 Jun 2016
This Accurium webinar series aims to assist SMSF professionals in understanding the challenges faced by their SMSF clients in retirement and to provide an understanding of how retirement models can as...
The Age Pension and SMSFs 22 Jun 2016
This Accurium webinar takes a comprehensive look at the age pension and how it affects SMSF members. The topics covered include an introduction to how the age pension is determined by Centrelink, how ...
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