Fast Facts
Updated July 2026 for financial year 2026-27, unless otherwise stated
Fast Facts is a comprehensive and easy to use online resource for finance professionals. It brings together useful rates and thresholds from a range of Government sources and is updated quarterly to provide you with the latest information. Bookmark this page to have this resource at your fingertips when you need it.
- Residential aged care – Entry from 1 November 2025
Daily means-tested amount
(Income-tested amount + asset-tested amount) / 364
Income-tested amount
Single
50% of annual assessable income between $35,521.20 and $88,155.60
50% of annual assessable income between $101,105.00 and $117,230.20
50% of annual assessable income above $142,084.80
Couples (each)
50% of annual assessable income between $34,793.20 and $87,427.60
50% of annual assessable income between $101,105.00 and $117,230.20
50% of annual assessable income above $139,172.80
Asset-tested amount
17.5% of assets between $64,500.00 and $214,884.00
7.8% of assets between $258,000.00 and $361,366.66
7.8% of assets above $547,884.00
Accommodation payments
| Home cap [17] | $214,884.00 |
| Maximum accommodation supplement | $72.30 |
| Maximum Refundable Accomodation Deposit | $789,686.00 |
| Minimum assets after paying Refundable Accommodation Deposit | $64,500.00 |
| Interest charge on outstanding Refundable Accommodation Deposit | |
|---|---|
| - 1 July 2026 to 30 September 2026 | 8.43% |
| - 1 April 2026 to 30 June 2026 | 7.96% |
| DAP index number for 20 March 2026 | 1.02 |
| Retention Amount [18] | 2.00% |
Ongoing care fees
| Basic daily care fee | $66.80 |
| Hotelling contribution | |
| Daily means-tested amount – maximum accommodation supplement) | |
|---|---|
| Maximum daily hotelling contribution | $22.15 |
| Non-clinical care contribution | |
| ((Daily means-tested amount – (maximum accommodation supplement + maximum daily hotelling contribution )) | |
| Maximum daily non-clinical care contribution | $107.32 |
| Maximum lifetime non-clinical care contribution [19] | $137,917.01 |
[17] Applies separately to both members of a couple.
[18] Retention amount can be deducted up to 5 years.
[19] Non-clinical care contribution is no longer payable after 4 years.
- Home care – Received from 1 November 2025
Participant contribution rates
| Clinical | Independence | Everyday living | |
| Full pensioner (minimum threshold) | 0% | 5% | 17.5% |
| Part pensioner and Commonwealth Seniors Health Card holder | 0% | 5% - 50% depending on means | 17.5% - 80% depending on means |
| Self-funded retiree (maximum threshold) | 0% | 50% | 80% |
| Maximum lifetime participant contribution | $137,917.01 |
Part-pensioners and CHSC holders
Step 1: Income reduction amount = (annual assessable income – income-free area) x 50%
Step 2: Assets reduction amount = (assessable assets – assets-free area) x 7.8%
Step 3: Maximum reduction amount = (income limit – income-free area) x 50%
Step 4: Income contribution rate = (Greater of Step 1 and Step 2 / Step 3) x 100
Step 5: Percentage contribution
– Independence = Step 4 x 0.45 + 5%
– Everyday living = Step 4 x 0.625 + 17.5%
Income free area
| Single | Couple |
| $5,876.00 | $10,296.00 |
Income Limit
| Single | Couple |
| $101,105.00 | $161,768.00 |
Assets free area
| Homeowner | |
|---|---|
| Single | Couple |
| $333,000.00 | $499,000.00 |
| Non-homeowner | |
| Single | Couple |
| $600,000.00 | $766,000.00 |