Fast Facts

Updated July 2026 for financial year 2026-27, unless otherwise stated

Fast Facts is a comprehensive and easy to use online resource for finance professionals. It brings together useful rates and thresholds from a range of Government sources and is updated quarterly to provide you with the latest information. Bookmark this page to have this resource at your fingertips when you need it.

Seniors and pensioners tax offset (SAPTO)

Offset Shade-out threshold Cut-out threshold
Single $2,230 $36,034 $53,874
Couple (each) $1,602 $31,847 $44,663
Illness separated couple (each) $2,040 $34,767 $51,087

Offset reduces by 12.5 cents per $1 of rebate income above the shade-out threshold.

Low income tax offset

Offset Shade-out threshold Cut-out threshold
$700 $37,500 $66,667

Offset reduces by 5 cents per $1 of taxable income above $37,500 and then by 1.5 cents per $1 above $45,000.

Spouse contribution tax offset [2]

Offset Shade-out threshold Cut-out threshold
$540 $37,000 $40,000

Offset is 18% of the lesser of: $3,000 reduced by $1 per $1 of spouse’s income above $37,000, and total contribution for spouse.

[2] Receiving spouse must have total superannuation balance less than general transfer balance cap on 30 June of the previous financial year and not exceed their current non-concessional cap to be eligible.